Lottery tax calculator
Type a prize and pick your state to see the taxes and what you keep.
Estimate only, at the top federal rate. Every lottery prize is taxable income, small ones too: you report it on your tax return.
Tax rates used and sources (as of 2026-10-13)
| State | State tax on a jackpot | Note |
|---|---|---|
| Arizona | 2.5% | source |
| Arkansas | 3.7% | Top rate cut to 3.7% for 2026. source |
| California | None | California Lottery prizes are not taxed by the state. source |
| Colorado | 4.4% | 4% is withheld at claim. source |
| Connecticut | 6.99% | source |
| Delaware | 6.6% | The lottery withholds only federal tax at claim. source |
| District of Columbia | 10.75% | 8.5% is withheld at claim. source |
| Florida | None | No state income tax. source |
| Georgia | 4.99% | Rate cut to 4.99% for 2026. source |
| Idaho | 5.3% | source |
| Illinois | 4.95% | source |
| Indiana | 2.95% | Residents also pay county tax (0.5% to 3%). source |
| Iowa | 3.8% | source |
| Kansas | 5.58% | 5% is withheld at claim. source |
| Kentucky | 3.5% | source |
| Louisiana | 3% | source |
| Maine | 9.15% | 7.15% plus the 2% surcharge on income over $1 million (2026). source |
| Maryland | 6.5% | Residents also pay county tax (2.25% to 3.3%). source |
| Massachusetts | 9% | 5% plus the 4% surtax on income over $1,107,750. source |
| Michigan | 4.25% | Some cities add their own tax (Detroit 2.4%). source |
| Minnesota | 9.85% | 7.25% is withheld at claim. source |
| Mississippi | 4% | source |
| Missouri | 4.7% | Prizes under $600 a year are not taxed by the state. source |
| Montana | 5.65% | Top rate 5.65% for 2026. source |
| Nebraska | 4.55% | 3.5% is withheld at claim. source |
| New Hampshire | None | No state income tax. source |
| New Jersey | 10.75% | Prizes of $10,000 or less are not taxed. source |
| New Mexico | 5.9% | source |
| New York | 10.9% | New York City residents add 3.876%; Yonkers residents add a surcharge. source |
| North Carolina | 3.99% | source |
| North Dakota | 2.5% | source |
| Ohio | 2.75% | Some cities add their own income tax. source |
| Oklahoma | 4.5% | source |
| Oregon | 9.9% | Multnomah County residents add up to 3%. source |
| Pennsylvania | 3.07% | PA Lottery cash prizes are taxed since 2016. source |
| Rhode Island | 5.99% | source |
| South Carolina | 5.21% | source |
| South Dakota | None | No state tax on lottery winnings. source |
| Tennessee | None | No state income tax. source |
| Texas | None | No state income tax. source |
| Vermont | 8.75% | 6% is withheld at claim. source |
| Virginia | 5.75% | 4% is withheld at claim. source |
| Washington | None | No income tax today; a 9.9% tax on income over $1 million starts in 2028. source |
| West Virginia | 4.58% | Top rate cut to 4.58% for 2026. source |
| Wisconsin | 7.65% | source |
| Wyoming | None | No state income tax. source |
Federal: top income tax rate 37%, 24% withheld when the prize is paid. IRS
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